• kittenzrulz123@lemmy.dbzer0.com
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    2 hours ago

    Im gonna say it, I’m sick and tired of hearing people talk about “evil Chinese authoritarian social credit system” when its inherently a good system that works. In the west when a corporation commits mass fraud and abuse they pay a minimal fine (sometimes they don’t even pay) and then they literally just get away with it. Chinas social credit system on the other hand actually holds businesses accountable.

    • MashedTech@lemmy.world
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      1 hour ago

      I’m willing to say I’m not happy with either system. Corporations should pay and be held accountable but citizens should have a right to privacy and not have the sum of their actions turned into a number.

  • HiddenLayer555@lemmy.ml
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    10 hours ago

    When will Westerners realize that the common characture of the brainwashed, thought controlled, information controlled, constantly surveiled citizen that we attribute to China/The USSR/etc… IS US?! You clutch your pearls at people in other countries potentially being treated like that but are inclined to do nothing about OUR OWN countries treating US like that.

    • kibiz0r@midwest.social
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      8 hours ago

      A Russian is on an airliner heading to the US, and the American in the seat next to him asks, “So what brings you to the US?” The Russian replies, “I’m studying the American approach to propaganda.” The American says, “What propaganda?” The Russian says, “That’s what I mean.”

      • eldavi@lemmy.ml
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        3 hours ago

        and the epstien files have shown us how little americans care about anything besides themselves.

  • Broadfern@lemmy.world
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    14 hours ago

    Per Wikipedia:

    The program first emerged in the early 2000s, inspired by the credit scoring systems in other countries.

    It’s almost the same thing but a different name, and is nationalized to a state system instead of like 3 or 4 companies lmao

    Right wingers fear the word “social” for some reason ig

  • Ilixtze@lemmy.ml
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    13 hours ago

    Some gringo in the comments: “Something something Uyghurs, something something mass surveillance, winnie poo”

    • Smackyroon@lemmy.mlOP
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      10 hours ago

      Liberals and real actual gaza genocide: 🥱

      Liberals and fake Uyghur genocide: Real shit

  • humanspiral@lemmy.ca
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    11 hours ago

    All of the ID verification, posing as age verification, legislation is for better thought monitoring of social credit too.

  • Sgt_choke_n_stroke@lemmy.world
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    13 hours ago

    Yea, China monitors a billion people in their country and assigns them a score if a citizen walks on the sidewalk correctly /s

    • UnderpantsWeevil@lemmy.world
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      13 hours ago

      assigns them a score if a citizen walks on the sidewalk correctly

      Funny story about Jaywalking

      The automobile lobby in the US took up the cause of labeling and scorning jaywalkers in the 1910s and early 1920s. In 1912, for instance, Popular Mechanics magazine reported that the term was current in Kansas City: “The city pedestrian who cares not for traffic regulations at street corners, but strays all over the street, crossing in the middle of the block, or attempting to save time by choosing a diagonal route across a street intersection instead of adhering to the regular crossing, is designated as a ‘jay walker,’ in Kansas City.”

      In 1915, when New York City’s police commissioner Arthur Woods sought to apply the word “jaywalker” to anyone who crossed the street at mid-block, the New York Times protested, calling it “highly opprobrious” and “a truly shocking name.”

      Originally in the US, the legal rule was that “all persons have an equal right in the highway, and that in exercising the right each shall take due care not to injure other users of the way”. In time, however, streets became the province of vehicular traffic, both practically and legally.

      Anyway, enjoy your hyper-criminalized car culture hellscape while making spooky fingers about Evil Foreign Country.

    • Eheran@lemmy.world
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      13 hours ago

      Yea, China monitors a billion people in their country

      Correct, and those abroad too.

  • TORFdot0@lemmy.world
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    6 hours ago

    Experian, TransUnion, and Equifax are awful entities that I never consented to share my personal financial data with. But one wrong doesn’t justify another. Personally I think a score by private data brokers to judge creditworthiness is less harm than a score by your government to judge social worthiness but both are harm.

      • Pirate2377@lemmy.zip
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        6 hours ago

        Did this meme argue that social credit score doesn’t exist? Or is it whataboutism that argues that you can’t criticize the social credit system (real or not) because America has a credit score system. My point is, you can be against BOTH. That is all I’m saying here

        • Kumikommunism [comrade/them, any]@hexbear.net
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          3 hours ago

          No, you can’t criticize the Chinese social credit score, because it doesn’t exist.

          And it’s not “whataboutism” to tell westerners to stop trying to “fix” other countries while living in a world ruled by pedophile billionaires and pretending they have “freedom”.

          Your “solution” to everything is to invade, kill a bunch of innocent people, and install a worse, unelected government. So stop trying to analyze problems with other countries, real or fake. (In this case very fake)

          • Pirate2377@lemmy.zip
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            24 minutes ago

            When did I mention invading places? Apparently I’m the embodiment of America itself? God I wish because all I’d have to do is kill myself

        • Kefla [she/her, they/them]@hexbear.net
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          6 hours ago

          The criticism is that westerners believe in something that both doesn’t exist (the popular “social credit” myth) and also is much closer to existing where they live.

      • Pirate2377@lemmy.zip
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        6 hours ago

        Sure, let’s say it doesn’t since I admittedly haven’t looked into this in painful detail. However, this meme seems to suggest that if it did exist, then it would be perfectly fine on the virtue that credit scores exist in America. Aka, whataboutism.

        Since Germany made concentration camps under the third reich that it isn’t that bad when America does it. At least by this logic. Guess it’s impossible to be against two things at once. Though I hope I’m just misinterpreting the point

          • Pirate2377@lemmy.zip
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            23 minutes ago

            You didn’t read the rest of the comment since I conceded that it doesn’t exist for that reason and why I still disagree with the meme

  • whotookkarl@lemmy.dbzer0.com
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    10 hours ago

    I’m not comparing the systems or saying it’s better, but you don’t need a credit rating to get a mortgage on a home in the US and are doing yourself a disservice repeating that talking point.

    If you don’t have a credit rating they’ll ask for other evidences you are able to pay off a 15-30 year loan like consistent and not missing payments on a phone, rent, utilities, internet, etc steady employment, bigger down payment. it’s called manual underwriting or a non traditional mortgage application.

    • FlexibleToast@lemmy.world
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      2 hours ago

      Have fun with the interest rate you’ll get. You’ll inherently be a higher risk than someone with a good credit score.

    • BoxedFenders [any, comrade/them]@hexbear.net
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      10 hours ago

      It’s much more difficult to secure a mortgage that way and you will be paying exploitive interest rates. It’s like saying offering up collateral or buying a house outright is path to home ownership- something the vast majority of homebuyers can not do.

      • whotookkarl@lemmy.dbzer0.com
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        9 hours ago

        Most people that don’t have a credit rating don’t have the secondary information they’ll ask for to do the manual underwriting process, and it seems nobody publishes direct data sets on no credit rating loans, but I did find some estimates at around 0.5-2% that’s still thousands of mortgages a year but not really significant amount overall.

        I thought it was closer to 8-10% but that was bullshit after looking into it more to get the numbers above, and if it’s only 2% then I’ll rescind the original statement & stand corrected, that’s for any practical measure a requirement.

      • DornerStan@lemmygrad.ml
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        10 hours ago

        Not to minimize how fucked the US is, but this is true to some degree. There’s a lot of ways to get a mortgage with lower credit, with or without federal and state grants. Most people could probably get approved for a mortgage.

        Now, getting approved for a mortgage that’s large enough to afford anything near your work is a bigger question. But if you can afford to live in a cheaper area and have consistent income, it’s worth checking to see if escaping the rent trap is a possibility.

    • Spice Hoarder@lemmy.zip
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      8 hours ago

      If you treat your credit card like your debit card, you can get 3% off literally everything. As long as you don’t spend more than you make, you’ll never owe interest.

      I have enough credit, I can by a whole car with the swipe of a card. I’ll never have to wonder about underwriting or proving myself. I’ve already done so to my bank. And if I ever decide to do that, I’ll have zero down and zero interest for 6 months.

    • Smackyroon@lemmy.mlOP
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      10 hours ago

      “propaganda”

      Yeah, I guess thats what you’ve been conditioned to spout when encountering non-empire-sanctioned news sources ha ha!

        • Smackyroon@lemmy.mlOP
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          10 hours ago

          Silly, this is .ml for marxists. We’re all pro-China, Russia, and even gasp pro-DPRK because we don’t shun from news sources that havent been deemed worthy by the empire

          • tomi000@lemmy.world
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            8 hours ago

            I never understood how being a marxist has anything to do with being pro-putin, who is obviously the exact opposite of a marxist.

            • Cowbee [he/they]@lemmy.ml
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              7 hours ago

              Marxists are certainly critical of Putin and the Russian Federation, and see it as an incredible fall from their proud and progressive soviet past. However, the biggest obstacle to socialism globally is the US Empire, and Russia is presently playing a progressive international role in undermining it, and being a valuable trading partner for countries like China, Venezuela, the DPRK, etc. Further, the biggest opposition faction to the nationalists are the communists, not the liberals, so in time it is likely they will return to socialism.

    • RiverRock@lemmy.ml
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      12 hours ago

      This deep into the Gaza genocide, anyone with two neurons to spark together hates liberals. Smug, conspiratorial fascists-in-denial who will spend decades helping to strangle you, then criticize the way you breathe.

          • wuffah@lemmy.world
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            7 hours ago

            I’m well aware of the USA’s complicity in genocide. You seem to be unaware of Russia’s.

            It’s really bizarre to be against genocide and unabashedly pro-Russia while spreading their insane genocidal propaganda.

            I think you don’t really care about genocide, I think you’d rather just see more of it from the Republican Party because you’re a paid Russian asset.

            Like I said to your partner in crime, I wish you the best in avoiding conscription into your own country’s genocide by sucking Putin’s cock. 👋

            • Amnesigenic@lemmy.ml
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              7 hours ago

              I’m aware of liberals throwing the word genocide around in regard to shit that is demonstrably not genocide, and accusing everyone who disagrees of being a bot or a paid enemy agent. This is also projection, you are a morally bankrupt lackey of a dying empire and you are losing and you are coping poorly with it.

        • Smackyroon@lemmy.mlOP
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          10 hours ago

          Yeah, supporting the country whose fighting the empire, rooting out nazis, and stopping a genocide is being “for genocide”. Do you libs ever question your sources or what??

          .world user

          makes sense, thats probably a no then?

          • Shatur@lemmy.ml
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            10 hours ago

            It’s like saying, “Invading Iran is okay because their state is bad.” It’s not okay - look at how much suffering it causes. And for what? Simply replacing one oligarchy with another.

          • wuffah@lemmy.world
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            10 hours ago

            Yea Russia is really rooting out those Nazis in Ukraine lol, maybe if you simp for Putin harder you won’t get conscripted into the meat grinder. Best of luck to you in your crusade to end genocide by spreading Russian propaganda. 👋

            • RiverRock@lemmy.ml
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              4 hours ago

              Yea Russia is really rooting out those Nazis in Ukraine lol,

              I know liberals struggle with this concept, but saying true things sarcastically actually does not make them less true