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Joined 3 years ago
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Cake day: June 10th, 2023

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  • My mom was a stay at home parent for all of my life. In her early 50s, she ended up going to college in order to become a nurse. Been over 10 years now and she’s still a nurse.

    I would say it’s only ever really too late if you’re beyond working age or nearly there. Because at that point you’re no longer working toward a career.

    The real issue is whether or not you have finances and a support system to get you there.

    In my mom’s case, she had a husband who already was the only breadwinner anyway, so it didn’t cause much of a financial impact per se. My mom ended up taking out student loans like everyone else, of course, but student loans are seen much more favorably than credit card debt.

    I have a friend who is going back to college right now in order to get a better job. In their scenario, their parent let them move back in while they get an education.

    I ended up eventually going to an intensive grad school where many of us had to move and we also did not have time to work during the program. There, I met plenty of people who already married, already had careers, etc…and yet they still managed to survive and get through the program just fine. (Again, remember we all took out loans lol.)

    Then you hear online about med students having children while going through med school and residency. Sounds like hell, but they manage to do it.

    But also, the career you seek should be worth it. Don’t go back to school to do one of those dumb “ingegrative studies” degree or whichever one they call it when you couldn’t pick a major lmao. Won’t net you anything.

    Similarly, it wouldn’t make sense someone in their 50s to attempt to go to med school. The return on investment is just not there for the amount of effort and loan debt if you consider how many working years you have left. Yet, as I said, it was worth it for my mom to become a nurse because she never worked before and it allowed her to be able to earn a living wage sooner and with less debt. The return on investment for her was greater.

    Point is, I don’t think it’s a matter of “too late”, but rather a matter of…

    1. Life circumstances
    2. The specific career you are working towards

  • To add to this, I found out that paying the statement balance before it’s due harms your credit score. Because then when the statement comes out, it shows that you owe zero and this makes it seem like you’re not using your card. At least, this has been my experience.

    So, DO pay your full balance on time each month, BUT you need to wait for the statement balance to be generated before doing so.


  • I mean, AliExpress is great, but for many things I’m really just not interested in waiting 2 weeks for my item.

    You said don’t buy directly from brands, but that’s the main thing others in this post are recommending lol.

    Thing is if I bought that item from Amazon instead of Samsung, they would have immediately rectified the mistake instead of making me fight for it. And the item would have come sooner. So it’s still a win for Amazon.

    I still do get why people don’t want to use Amazon for moral reasons, but again, they simply provide a massively superior experience than literally any other retailer I’ve used.


  • I don’t get why multiple people in this post are recommending AliExpress over Amazon. Like yeah it’s cheaper and more from the direct source…but not everyone wants to wait a month to receive the item they want to buy. I’ve seen some items on AliExpress advertise that they now have “faster shipping”, but it’s still very very slow in comparison…still taking multiple weeks in my experience.

    There is a reason why Amazon got big over other online retailers. Even the online shops for many brick and mortar stores end up making you pay more for the item, make you pay a sizeable fee for the shipping, and make you wait 1-2 weeks all on top of that. Not to mention that if your order does get fucked up or you do get scammed on Amazon, they are very quick to give you your money back because they know it helps with customer satisfaction.

    I had an issue with an online order from Samsung before. And despite also being a massive company with shittons of money, they gave me a hard time and I really had to fight to rectify their own mistake.

    I get Amazon is evil and all but there’s a reason why they are the most used shopping platform. If no one else comes even remotely close to what they do, they aren’t going to gain much of a foothold.