So what did you mean when you began your comment with “actually it’s the inverse”? Inverse of what?

I’m a bit confused by what you’re trying to say here. It seems non sequitur if you are trying to say “borrowers of higher interest rate benefit less from inflation”.

Your maths is not right. Inflation, in absolute terms, is a larger benefit to people with higher interest rates.

Let’s consider the scenario where inflation is 10% for simplicity, and two borrowers who each borrow $100, but Borrower A at 5% annual simple interest and Borrower B at 25% annual simple interest. Both borrowers borrow the money at the beginning of Year 0.

Borrower A owes $105 in Year 1 dollars at the beginning of Year 1. This is equivalent to $95.45 in Year 0 dollars.

Borrower B owes $125 in Year 1 dollars at the beginning of Year 1. This is equivalent to $113.64 in Year 0 dollars.

Compared to a 0% inflation rate, Borrower A saved 9.55 Year 0 dollars and Borrower B saved 11.36 Year 0 dollars. Borrower B saved 1.81 more Year 0 dollars than Borrower B due to inflation (but paid 17.55 Year 0 dollars more overall because of interest).

Inflation reduces the real buying power of the money used to repay the loan by the inflation rate each year, regardless of your loan interest.

In absolute terms, inflation is better the higher your interest rate is, because the number of dollars it saves you goes up.

I think you’re overthinking it slightly.

• French flag represents the language called “French”
• Spanish flag represents the language called “Spanish”
• Russian flag represents the language called “Russian”
• German flag represents the language called “German”
• Portuguese flag represents the language called “Portuguese”
• Japanese flag represents the language called “Japanese”
• Korean flag represents the language called “Korean”
• Chinese flag represents the language called “Chinese”
• Italian flag represents the language called “Italian”
• But somehow, the British flag doesn’t represent a language called “British”, but rather, one called “English”, despite there existing an English flag

Scottish people having to click on a British flag knowing it will display English (there is a perfectly good flag for England that people refuse to use 🏴󠁧󠁢󠁥󠁮󠁧󠁿)

Firstly this is surprisingly high-quality coverage. I’ve never heard of this website but I’m pretty impressed.

Secondly, regarding the lawsuit in general, I think that patent and intellectual property law regarding game mechanics and software processes in general are badly in need of reform. There doesn’t seem to have been significant legislative action to address this in any major economy that I know of. The number of bullshit parents being filed, unclear and vague rules as to how copyright/patent law works with respect to software, AI, and game mechanics, is really leading to a lawsuit culture where the only way to find out what the bounds of the law are is to spend millions of dollars on lawyers to litigate it in court, when really, legislatures should be actively writing new and clearer rules to deal with these issues before people need to sue each other to find out.

The Internet of 2025 is just way too different and complex to operate using the copyright rules of the 1990s.

If I were in writing the rules, there’d be separate categories of intellectual property for software libraries, game mechanics, fictional characters, and so on, with clear definitions on what is and is not considered fair use of these sorts of intellectual property. It should not be possible to copyright the design of a widely-used software API or game mechanic. And any such protection on those things should be comparatively short in duration (not more than a decade) so that others can eventually re-implement the design, and probably do so better than the original inventor.

https://archive.org/donate/

I’ll start:

Hey, the British were bloody imperial colonialists, not fascists though. Get it right!

Except that Sodor is noted to be in the United Kingdom, which means Thomas was loyal to His Britannic Majesty and served his king and country, not those Nazi scum.

I don’t think a BRICS currency will be successful in replacing the dollar unless the governments of the participating countries force their businesses to use it. The reason why transactions are denominated and settled in US dollars is because of the perceived stability of its value and the openness of the US financial system to international trade. People use the US dollar because they trust the American government to not excessively devalue it and for it to be reliably useful later on.

And yes, I recognise that all of these are under attack by the current US government.

Cool post but how is this a shitpost

Tim Cotton admits that the sky is blue and one plus one is two

Flathub is almost the perfect distribution system for software on Linux. The only thing it’s missing is a billing system. If it had that, it would probably attract more game developers to make their games available as Flatpaks.

Usually for used stuff eBay is way cheaper. And for many things, it doesn’t matter whether it is new or used.

This is not official Government policy. It’s just one transphobic employee getting a bit ahead of themselves.

Dennis! There’s some lovely filth down here!

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Ouija board explodes and the lights start flickering. The front door slams shut and you can hear it locking.

Well, the Popeis the absolute sovereign dictator of Church dogma, so if he says tomorrow that Luigi is a saint, then all 1 billion Catholics worldwide must listen