

You have more than enough money to put a down payment on a mortgage for a house. Do it.
Don’t imagine that you should wait until you get married, get the house for yourself, because you’re right, it’s an important investment, and you’re just throwing your money away on rent. It’s surprising you haven’t bought a house yet.
Yes, you sound entitled. I was embarrassed that I had to borrow the down payment for my house from my dad, I never expected him to buy me a damn house, even though he could have just done so outright. I never felt “unloved”, quite the opposite. He raised me to stand on my own feet, and now that he’s gone, I’m grateful to him for doing so.
Having said all that, house prices are ridiculous right now, but are starting to crash in some markets, I’d wait no more than year to see what happens. Use that time to plan, instead of whining.







If you haven’t been afraid of needles in the past, I see no reason… oh!