• 29 Posts
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Joined 2 years ago
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Cake day: July 13th, 2023

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  • The first time I applied for a loan, I didn’t have a credit card yet. And they were like:

    How can we know you’re responsible with money?

    Because I haven’t needed credit in the past and I’m still alive, idk? Having enough liquidity to not need credit would seem to suggest I’m good with money.

    But maybe your parents are paying for everything

    Ok? How does using a credit card change that?