I would dam that speaker too if it bothered my sleep and I am no beaver.

I wash my knives in the dishwasher all the time. Wood handles and riveted handles suffer, but plastic handles wash just fine. Stop buying shitty knives.

So are avocados. The creature that was supposed to eat avocados whole is long gone.

You have a point, but originally interest was both compensation for the lander for offering you the loan, and a way to mitigate risk in case you fail to pay. Without interest, why would anyone lend a random stranger some money? Interest is basically the only things that props up an unsecured loan.

Only if you don’t have insider info.