It amazes me how far behind America is simply because they hate poor people so much, passing regulation to ensure people have fee free access to banking services? Same answer as anything ‘nope, fuck the poor’ it’s crazy too because it’s greed of people saying ‘why should they get something for nothing!!!’ but everything to do with banking is more expensive and worse in the US, even cash machines charge a couple of dollars to get your money.
I think tipping culture is a weird social hierarchy thing too, like people love to feel like they’re a higher strata then their server plus have that control over them ‘your wages are in my hands, peasant, now serve me like the lord of the manor!’ everywhere else there’s a camaraderie with workers and I think it feels a lot nicer, the waiter isn’t trying to upsell or get into your graces to earn a dirty penny they’re just doing their job and interacting with you on a fundamentally human level.
A lot of low-income households in the USA don’t have bank accounts and only use cash.
It amazes me how far behind America is simply because they hate poor people so much, passing regulation to ensure people have fee free access to banking services? Same answer as anything ‘nope, fuck the poor’ it’s crazy too because it’s greed of people saying ‘why should they get something for nothing!!!’ but everything to do with banking is more expensive and worse in the US, even cash machines charge a couple of dollars to get your money.
I think tipping culture is a weird social hierarchy thing too, like people love to feel like they’re a higher strata then their server plus have that control over them ‘your wages are in my hands, peasant, now serve me like the lord of the manor!’ everywhere else there’s a camaraderie with workers and I think it feels a lot nicer, the waiter isn’t trying to upsell or get into your graces to earn a dirty penny they’re just doing their job and interacting with you on a fundamentally human level.