GMT is a time zone officially used in some European and African countries. The time can be displayed using both the 24-hour format (0 - 24) or the 12-hour format (1 - 12 am/pm).
UTC is not a time zone, but a time standard that is the basis for civil time and time zones worldwide. This means that no country or territory officially uses UTC as a local time.
The title partially answers this.
https://www.timeanddate.com/time/gmt-utc-time.html