Pretend the $20 million is guaranteed, and if anything will increase slightly over time.
What problems could be significantly improved for $20 million?
(I am dreaming of winning the $1.55 billion Powerball drawling. Then taking the lumpsum, posting taxes, investing, and spending 4% each and every year. I understand that the actual may be more, or less than the started amount.)
Bloody helfire. If I had $1,000,000 I would never have to work or worry about money again. I can’t even comprehend 20 million.
So I guess I’d take 1 million, and then stuff the rest in some charity trust thing that could help my local community.