I’m in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there’s ever a serious emergency I have no safety net, I’m legitimately fucked. I’m one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?
But what about an address? No address, no bank account. No bank account, no job. Or can you get paid another way in the US?
Most places you can request general delivery to a local post office, or rent a PO box
I’m not talking about deliveries. You need to have an address for a bank account in the UK.
While generally also necessary in the US, I’ve heard of ways to get around that. Some banks accept P.O. boxes in leiu of a physical address, some will work with you personally to navigate your circumstances, etc. I’ve also heard of services that will give you a “digital” (i.e. fake) address to juke the verification, which I’d definitely not trust, if for no other reason than you’d never receive your debit card.
General Delivery is a term for when you don’t have a street adress here in Canada, so you still get your mail from somewhere (I’m not talking Amazon “Delivery”.) So when my friend moved to a new province and was living out of a van he contacts a local office and sets up General Delivery, his address was Dude c/o Post Office Address General Delivery. They hold it till you pick up your mail. You give this to the bank or anyone that needs a mailing address. We also have rural communities with PO Boxes at a main PO, and you can rent one. A PO box is all i had as a youth and opened government and bank accounts with it. UK must have something similar no?
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There are services for that. I have an address that can scan/forward mail. Packages are also accepted. I use this address for everything.