If you live in America, there are certainly a lot of things to consider on this point; mainly whether cycling in your area is even safe—obviously the ideal solution would be to move to an area with safer cycling, but that’s not an option for everyone—and I’d much rather someone not cycle than die because their area has horrible roads for cycling and they didn’t think about that. Check the safety of your area, and consider moving to a safer area for cycling if necessary (Or if you’re in it for the long haul, consider pitching in the community and trying to lead it towards a safer cycling future)